Commercial Insurance Across Ontario
From Windsor to Ottawa, we connect Ontario businesses with commercial insurance brokers who know their industry and their local market. Tell us about your business and we will make the right introduction.
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Service & Support:
- Follow-up from a licensed broker within 24 hours
- Policy Review and Comparison
- Risk Assessment
- Help with certificates of insurance, policy changes and contract reviews
- Renewal planning well before your policy expires
Quick answer
How do I find a commercial insurance broker in my Ontario city?
You can find a commercial insurance broker anywhere in Ontario by submitting a free request to CommercialInsurance.ca. The referral service matches your business with a RIBO licensed broker who specializes in your industry and understands your local market, and a licensed professional follows up within 24 hours to discuss your coverage.
Commercial Insurance Across Ontario
CommercialInsurance.ca connects businesses across Ontario with commercial insurance brokers who specialize in their industry. Our referral service is free, and the brokers we work with are licensed in Ontario through the Registered Insurance Brokers of Ontario (RIBO).
Local knowledge matters. A logistics company in Mississauga, a tech startup in Kitchener and a snow contractor in Ottawa face very different risks, contracts and insurance markets. Choose your city below to see what businesses there should plan for.
Connect NowWhich Ontario cities does CommercialInsurance.ca serve?
We help businesses everywhere in Ontario. These are our most requested cities.
Commercial insurance in Toronto
Toronto is home to more businesses than any other city in Canada, from Bay Street firms and downtown restaurants to contractors, landlords and startups in every neighbourhood.
Commercial insurance in Mississauga
Mississauga is one of Canada’s busiest business hubs, with corporate head offices, manufacturers, and a logistics and warehousing sector built around Toronto Pearson International Airport.
Commercial insurance in Brampton
Brampton is one of Ontario’s largest trucking and logistics centres, with a strong base of manufacturing, food processing and small businesses.
Commercial insurance in Vaughan
Vaughan is a centre for construction, trades, manufacturing and distribution north of Toronto, with a fast growing downtown around the Vaughan Metropolitan Centre.
Commercial insurance in Markham
Markham is one of Canada’s leading technology hubs, with a deep base of software, engineering, professional services and healthcare businesses.
Commercial insurance in Ottawa
Ottawa’s economy is built on the federal government, a strong technology sector and thousands of professional services firms, contractors and local businesses.
Commercial insurance in Hamilton
Hamilton combines a long industrial and manufacturing heritage with a busy port, a large healthcare and education sector and a construction boom.
Commercial insurance in London
London is Southwestern Ontario’s largest city, anchored by healthcare, education, manufacturing, food processing and a growing logistics sector along Highways 401 and 402.
Commercial insurance in Kitchener
Kitchener and the wider Waterloo Region are known for technology, advanced manufacturing and a large insurance and financial services sector.
Commercial insurance in Windsor
Windsor sits at one of the busiest Canada US border crossings and at the heart of Ontario’s automotive industry.
What happens when you work with a specialist broker?
1Discovery Call
(30 to 45 min)Understand operations, contracts, assets, and loss history.
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We will request your
expiring policies and loss runs.
2Risk Mapping
(1 to 3 days)Document exposures, limits, sublimits, deductibles, and endorsements that fit your contracts.
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3Market Placement
(2 to 5 days)Approach the right markets
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and negotiate terms, exclusions, and deductibles.
4Proposal & Bind
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Side-by-side options in clear wording, so you can choose with confidence.
Frequently Asked Questions
Does CommercialInsurance.ca serve my city if it is not listed?
Yes. The cities listed are the most requested, but the service connects businesses in every Ontario community with specialist brokers. Submit your details and the request is matched to a suitable broker.
Is the referral service free?
Yes. There is no charge to submit a request or be matched with a broker. You pay only for any insurance you choose to buy through that broker.
Are the brokers licensed?
Yes. Business insurance requests go to brokers licensed in Ontario by the Registered Insurance Brokers of Ontario (RIBO). Benefits and individual life, health, disability and travel requests go to advisors licensed by FSRA.
Why does local knowledge matter for commercial insurance?
Risks, contracts and insurer appetite vary across Ontario. A logistics company near Pearson, a snow contractor in Ottawa and a manufacturer in Windsor face different exposures, so a broker familiar with your industry and area can often find a better fit.
How quickly can I get coverage in place?
A licensed professional follows up within 24 hours. After that, timing depends on your industry and how quickly you can share details such as expiring policies and loss history. Simple packages can move faster than complex or specialized risks.
Can I get employee benefits or personal coverage through the service?
Yes. Requests for employee benefits and individual life, health, disability and travel insurance are referred to licensed life and health advisors instead of commercial brokers. A licensed professional follows up within 24 hours.
Does the broker handle my claims?
CommercialInsurance.ca does not handle claims. Once you are matched and buy coverage, your broker can help you through the claims process with the insurer.
What should I prepare before I request a broker?
Have your business type, location, revenue, number of employees, vehicles, property values and any contract insurance requirements ready. Current policies and claims history help the broker compare options.
5/5 rating on GoogleThe Commercial Insurance Difference: Feedback from those referred
Proactive Broker Relationship.
The most noticeable difference was the fact that I no longer felt that I was needed to manage the broker... the brokers came to me with proactive recommendations and knew when to push and shop the market and when not to. When the topic of business insurance comes up, I always refer fellow business owners.
Steve T
Security Blanket For My Business
I was always the type of customer that never believed in insurance and only really got it because I had to. Then I connected with a broker through Commercial Insurance.ca and they asked me questions no one else ever did and that's how I knew something was different. They took the time to understand and evaluate the risks. Well, I ended up getting some extra coverage (legal expense) and thank goodness I did. Something fairly innocent turned into something quite nasty and I didn't have to do too much... my coverage took care of it. Now I look at Insurance as a security blanket for my business.
Michael L
They had my back
No one likes buying insurance because it's a bit of a bet against yourself. You just hope that when the bad things happen that insurance will do what it said it would do in the first place. Their specialist stand behind the policy's that they bind. They never professed to get me the best price, but they did say they have my back, and have my back, they did.
Steph P